Do Casinos Take Credit Cards
Editor’s note: This is a recurring post, regularly updated with new information. Las Vegas is a city of status. We’re not talking about just hotel status, though that can be very helpful here, too. We’re talking about VIP lines for everything, from taxis to top-notch shows and nightclubs. Perks count in Vegas — for discounts. Brick-and-mortar casinos don’t typically accept credit cards yet — though they’re working on it. They instead offer ATMs that can accept credit and debit cards to dispense cash. Living through a.
Listed are some casinos that accept prepaid visa cards, prepaid mastercards and certain gift cards for making deposits. Processing is very good and secure these days at online and work 99% of the time. If your card does not work directly in the casino cashier to deposit use it to purchase virtual gift cards and vouchers which can be pruchased fitst and then used as real money in the casino. We list three of the more reliable voucher and gift card methods below.If you've never owned a prepaid card here is a brief outline on how they work.
A prepaid card is a debitcard and not a creditcard, although it offers many of the same benefits. Since prepaid cards are funded with your own money they're an ideal deposit method for online gambling, especially if you have trouble staying within your budget.
Prepaid cards are reloadable, meaning once you've spent the money on it you can add more to it whereas giftcards are not and you simply throw it away when the funds are exhausted. If purchasing a prepaid card make sure you purchase a card that can be for used for travel so it will accept international transactions.
Prepaid Visa cards and Mastercards can be purchased and funded (loaded) online or locally at many brick and mortar stores and gas stations throughout the USA. On the prepaid card websites you simple enter your zipcode to find a local retailers where you can both purchase and fund your prepaid card. When choosing a reloadable prepaid card select one that offers the VisaReadyLink option so you have immediate access to those funds. Visa prepaid cards can also be funded via direct deposit, with a credit card, Western Union and MoneyGram.*
Some prepaid cards casinos and players recommend for making deposits using are UPside Prepaid Cards, NetSpend All Access Cards, Wired Plastic Prepaid Cards, PayPower prepaid cards, Greendot Cards***, Walmart Moneycards, Visa Reloadable Prepaid Cards and WWWcards*. Other prepaid cards that might work are READYDebit Prepaid Visa, iBankUp Prepaid Visa, mPower Prepaid Visa, BuyRIGHT Prepaid Mastercard, Mango Prepaid Mastercard, AccountNow Prepaid Mastercard.
Players from Canada, Norway, Brazil, France and Kuwait should consider a Get2Pay virtual Prepaid Mastercard®. It works just like a normal Mastercard debitcard card and is not tied to your bank account.
For US players or any players having trouble making deposits directly with prepaid cards use your prepaid card to purchase MST Giftcards, Secure Payment Vouchers or Paste and Pay Vouchers and you'll be playing in no time.
MST Giftcards: Use your prepaid card, visa or mastercard debit card to purchase virtual MST Giftcards. Its instant and you can be playing in minutes. Our MST Giftcard article explains how to purchase MST Giftcards and lists the casinos that accept them. These casinos offer a CASHABLE bonus!
Casinos deposit methods for USA players, Visa, MC, BitCoin, Paste and Pay Voucher (EZ Voucher)
Bovada Casino is an all in one casino that accepts players from US and Mexico only. Play slots and poker or bet on sports or horses.
New players can claim a 100% Match Welcome Bonus up to $1,000 in free casino. The good news is you can claim it 3 different times. Redeem the bonus code while making a deposit. Don't forget to read and follow the terms and conditions of the bonus offer.
Bovada players can claim a 150% Bitcoin Casino Match Bonus up to $1,500, redeemable three times and a 50% Bitcoin Match bonus up to $500 to bet on sport, redeemable one time. Bovada does not accept players from the states of Delaware, New Jersey, New York, Maryland and Nevada. Slots by Real Time Gaming.
VisitBovada Casinoto claim bonus offers.
SlotoCash Casino has added the Paste and Pay Voucher deposit method to their cashier. New players can claim up to $7777 in free casino money with no maximum withdrawal limits. All players including USA and Canadian can claim the free casino bonus money.
The free casino money is spread out across the first 5 deposits. The first deposit offers players a 200% bonus up to $1500 and 100% match up to $1500 on the next three deposits. The last tier of the deposit bonus offer awards 177% up to $1777.
Deposits start at only $25 to claim the bonus offer. Enter promotion codes SLOTO1MATCH thru SLOTO5MATCH in the cashier before depositing. Other deposit methods include Bitcoin, Visa, Mastercard, Amex, NETeller, Skrill/Moneybookers, EcoCard, Web Money and Wire Transfers. Slots powered by Real Time Gaming.
VisitSlotoCash Casinoto claim bonus offers.
Miami Club Casino has also added the Paste and Pay Voucher deposit method. Miami Club runs the Wager Gaming Casino software and is operated by the same folks that run SlotoCash. Therefore you'll have the same great customer service and fast withdrawl times.
Wager Gaming offers fun slots like Reel Deal and Wheel of Chance. There is even a unique 7 reel slot you can play called Farming Futures Slot
Miami Club Casino offers new players up to $800 in free casino bonus money on the first 8 deposits. Deposits start at $25 to claim any bonus money. Deposit methods include Paste and Pay Vouchers, Bitcoin, Visa, Mastercard, NETeller, EcoCard/EcoPayz, Moneybookers/Skrill. There are no limits on the amount of times you can use your Visa or Mastercard.
VisitMiami Club Casinoto claim bonus money. Slots by Wager Gaming.
Slots Capital Casino is a Rival Powered Casino that added the Paste and Pay Voucher deposit option. USA players are welcome but Canadian player will have to choose another casino.
New players can claim up to $2777 in free casino money! Get 200% extra on your first deposit up to $1000 Free. On your second deposit you can claim 105% up to $1050 Free. Your third deposit awards 70% in free casino money up to $720. There is no MAX Cashout!
Deposits start at $25 to claim any free casino money. Deposit methods include Paste and Pay Vouchers, Visa, Mastercard, NETeller, EcoCard, Moneybookers/Skrill, Ukash, UsemyBank, Wire Transfer. The following currencies are supported at Slots Capital. US Dollar, Euro, Great British Pound, Australian Dollar and South African Rand.
VisitSlots Capital Casinoto claim free casino money.
Deposit Direct with Bitcoin, ecoPayz, Visa Debit and Creditcards at these Casinos:
These casinos welcome players from
Below are some recommended casinos for all non-USA players including Canadian players. Each casino offers generous free money bonuses and easy deposit methods by prepaid cards, visa credit cards, debit cards, mastercards, ecoPayz, Visit the casino to play.
Slots Village Casino has been online since 2005 and is one of the most reliable and trustworthy casinos on the web. The casino has undergone a major update and offers even more slot and bingo games with even bigger bonuses. All players are welcome including Canadian players. To celebrate the update you new players instantly claim $25 FREE just for joining!
Play a great collection Parlay slots and Betsoft 3D slots offering top jackpots from $50,000 to $200,000!. Plus the Parlay slots boast an incredible payback of over 98% and are completely flash-based so no download is required.
You can even see how many players are online and what slot games they are playing. New players receive 400% matching bonus on their first deposit up to $1,000! but the best weekly promotions, deposit bonuses and game specials are listed in the Slots Village online newsletter and Weekend Warrior promotions. Slots by Parlay and Betsoft.
VisitSlots Village Casinoto claim bonuses orRead more.
Winward Casino has over 200 fun games running the popular Top Game software. All players welcome including Canadian players. New real money joins receive a 222% matching bonus on their first two deposit up to $5,00! Get $15 FREE just to play the games! Deposit methods include Visa, Mastercard, American Express, NETeller, EcoCard, Moneybookers, Instadebit, Click2Pay, Cash and Bank Transfers.
VisitWinward Casinoto claim bonus offers. Slots by Top Game.
Mastercard Deposits:
A great option for using Mastercard and or visa is to use it to purchase MST giftcards, Secure Payment Vouchers or Paste and Pay Vouchers (EZ Voucher) and play at those casinos. Non-USA players won't have any problems using Visa or Mastercards. We purchased several MST virtual giftcards and played for real. There are no fees involved when purchasing MST giftcards and it only only takes a couple minutes to start playing. We outlined this simple process and recommend 3 popular casinos that accept MST giftcards.
Other Prepaid Card Options:
Google has entered the prepaid card market with the launch of a physical prepaid card. The new Google Wallet Card will be tied to those with a Google Wallet account. The prepaid Mastercard can be used to make purchases and withdraw money from ATMs. The card is free and there are no fees to use it.
Visa Prepaid Debit Card with 1-2-3 REWARDS: USA players have successfully deposited using the prepaid visa 123 Rewards card available at any of the Kroger stores. Simple purchase a temporary card at the checkout register of any of Kroger stores and load between $10 and $500 cash onto your card.
You won't be able to reload the temporary card or use at any place that requires a pin number until you apply for a personalized card. With the personalized card you can reload it at the register. You'll also earn reward points you can redeem for free products at any of the Kroger stores. Visit the Kroger FAQ page for details.
Mango Prepaid Cards: Mango prepaid Visa or Mastercard offers players the usual funding options; direct deposit, bank transfer, Moneypak but unlike many prepaid cards it also offers funding your card directly from your PayPal account.
In addition Mango offers a virtual card that does not require getting a plastic card first and is specifically geared towards those that want to play online games without the fear of giving out their main Mango account number. Although we've not tested a Mango card all indications are that it is a viable solution for those that have trouble making online casino deposits.
Green Dot Prepaid Cards: If you have a prepaid Visa or Mastercard suchas Green Dot, NetSpend, Wired Plastic, Walmart Moneycard or any other prepaid card and they aren't working consider using them to purchase MST giftcard or the Vouchers. While you'll be limited to only playing at select casinos the MST giftcard works well and you're deposit is credited instantly. Plus you'll receive extra bonus cash for using it.
Also players are now using an *UPside Prepaid Visa which works well. The UPside Visa prepaid card has some of the lowest fees and can be funded with a regular debit or creditcard, checking account, direct deposit and Green Dot Moneypak.
In summary, you should visit the casino you're interested in playing and review their banking/cashier page for deposit methods and withdrawal options. MST Gift cards and the Vouchers may not be listed on the casino cashier/banking page but are available in the cashier after registering.
Also review their promotions page for current bonus offers and if you can get additional bonus cash for using a preferred deposit method. Always read the general terms and conditions and the bonus terms and conditions carefully.
Contact the casinos customer service either through their live help, toll free number or customer support email to see if other players are using a specific prepaid card for making deposits before purchasing or using one. In addition, when making casino deposits, entering a prepaid card as a debit card and a not credit card can make a difference. Try making your deposit both ways.
For a list of casinos by software brand that accept Credit, Debit and Prepaid Cards visit ourRecommended Online Casinos
There are conditions you should consider before purchasing a prepaid card. Aside from the one time fee to purchase the card and to make an ATM cash withdrawal, their may be a fee to load or fund the card. Loading fees range from a flat rate to a percentage of the funding amount while others are free. In addition, there may be a monthy maintenance fee, inactivity fees and a fee to call customer service or get an available balance. Some cards may have an expiry date.
Check for the minimum and maximum amounts that can be reloaded as well as the number of times the card can be reloaded in a given 24 hour period. Prepaid Visa debit cards are usually FDIC insured but gift cards may not, always double check before purchasing.
*Wired Plastic cards can be loaded via Western Union, MoneyGram, PayPal and Payzone. NetSpend via Western Union, MoneyGram and reload packs. Only1 can be loaded via Money Gram and Visa ReadyLink retailers. WWWCard is a virtual card and can be loaded with a Visa creditcard only.
**American Automobile Association (AAA) Many of us are AAA members. If you're looking for a secure merchant to purchase a Prepaid card from you may want to check out the selection of prepaid cards offered from AAA. There types of cards are available to both members and non-members and AAA members receive a discount. (Read the FAQ's page for specific information on each card.)
***Greendot can be purchased and reloaded at a variety of retail locations including Walgreens CVS, Brooks, Rite Aid and Radioshack. When purchasing inquire about a MoneyPak Universal Reload Package.
Download the Winning at the Slots Free Online Casino Guide in either Adobe PDF or MSWord format. Signup is optional!
Webmasters: Join the Winning at the Slots affiliate program. It's free to join and you can earn a 75% commission.
Credit card gambling sites are simply online casinos, sportsbooks, or poker rooms that accept credits cards as a method of funding a player’s betting account. It can also be equated to using your credit card as a cash advance for betting purposes as online sportsbooks don’t offer credit like some brick and mortars.
To make things easier for you, we’ve compiled the above list of some of the best sites that provide the best credit card banking system for their players.
Betting Site | Bonus | Bet Now | |
---|---|---|---|
1 | up to €30 Free Bet | Go to Site | |
2 | 22Bet | 100% up to €122 | Go to Site |
3 | 100% up to €200 | Go to Site | |
4 | 10Bet | 100% up to €50 | Go to Site |
5 | 100% up to €50 | Go to Site |
Types of Cards
Most of the sites that we review accept Visa first and foremost, but Mastercard is close behind. Other more frequently offered card payments include:
The prime areas that the site services determine the cards that are accepted but, for US and UK sites, Visa and Mastercard will rank the highest.
Why Are Credit Cards So Popular for Online Betting?
There are many ways to fund betting accounts these days, as it seems like new financial services are popping up monthly, but most customers have at least one credit card.
On the merchant’s end, credit card acceptance is typically at the top of their list banking methods as these sites want to cater to as many potential bettors as possible.
Unlike the US, in locations like the United Kingdom, where online betting is legal as long as the site is licensed by the UK Gambling Commission, credit card acceptance is practically a slam dunk. Players will still come across a few banks here and there that may decline an online gambling transaction anyway, but most people shouldn’t have a problem.
Don’t Present That Card Just Anywhere
You may have your Visa in hand ready to buy some chips or spin those reels, but you don’t want to use a credit card with the first site that pulls up on your search. You’ll want to factor in reputation, fee structure, and payout processing into your decision-making process.
Credit or Cash Advance?
Using a credit card is essentially taking a cash advance from your bank or credit card provider and, even though most transactions aren’t recorded that way for everyday purchases, gambling may trigger an additional cash advance fee.
It’s entirely up to the issuer of the card, but they can code your transaction as a cash advance and tack on those higher interest rates that accompany that additional service. It can get pricey for players who use a site that charges for the transaction and then have their bank apply cash advance fees as well, so credit card use may be the easiest, but it’s certainly not the cheapest.
The Fees
Putting aside the APR (Annual Percentage Rate) that banks charge monthly for any carryover of a balance, the casino, sportsbook, or poker room may also tack on some costs of their own.
This is a more common practice with sites that allow for players from the United States. You’ll find that the UK or European servicing websites that prohibit US registration are much more generous in their banking policies and are typically fee-free.
The mention of any charges being assessed for credit card use may bring to mind withdrawal fees but, believe it or not; some sites charge players to transfer into their betting account as well. One well-known sportsbook charges 5.9% just to make a deposit using Visa or Mastercard, and then there are other costs added to the reverse transactions as well.
One other thing to take into consideration is the way you’re initiating your deposit. A fee-free designation or the posted rates, if there are any, apply to transactions made using the automated system hosted within the website. This is the most straightforward method as players can input their card information, the amount they want to transfer, and then the bank makes its approval decision, all within seconds.
If on the other hand, you go to the customer service department and make a charge by phone request, you could be looking at extra fees. It’s not uncommon, even for a betting sites that offers free banking, to charge something for payments by phone.
There’s one other fee that could be assessed depending on your location and that of your chosen gambling site, and that’s the international service fee. In some cases, you could be charged a percentage of your deposit and/or withdrawal for currency exchange.
Turnaround Time for Credit Card Transactions
One of the benefits of using a credit card to transfer money to a gambling site is the speed of the transaction, at least for deposits. Payments made using the automated system are approved (or denied) in a matter of seconds, and that money is then immediately made available for betting use.
Payouts, on the other hand, are an entirely different story. We’ll get more in depth with withdrawals in a moment but, but credit card payouts are not always an option.
The websites that do allow for those reverse transactions still take much longer than instant deposits that are just so appealing.
Cashing out any winnings first has an internal approval process by the sports betting cashier attached to make sure that any bonus wagering requirements have been met and that the payout is in line with its policies.
Then, there could be another waiting period as the payment request is sent to the credit card provider for processing. Some websites will promote fast turnarounds within a few days, but some have as high as a 7-10 business day window before you’ll have cash in hand or, more accurately, “cash on card.”
Non-Credit Card Payouts
Sports betting sites require their customers to use the same method for both deposits and withdrawals but, in the case of credit card users, that’s not always an option. If we had to estimate, we’d say that only about 40% of sites will offer credit card payouts and they’re usually not the ones that allow US players to join.
If your chosen gambling provider doesn’t allow for credit card payouts, the default method is generally a check or some bank or wire transfer which, in both cases, will hold up your payment anywhere from a few days to a few weeks, so know these requirements before depositing with a credit card.
The 7995 – AKA the Challenge For US Players
The legality of online gambling for US players has never been well defined, so that everyone would be on the same page. But, the one highly referenced act, the Unlawful Internet Gambling Enforcement Act of 2006 is the one that sent US-based online gambling providers packing.
Although they moved their physical operations, where does that leave players?
Well, the act doesn’t state that online gambling is illegal. What it addresses is the payment processing for internet betting, directly targeting banks and the operators but not the customers who use the services.
Credit card companies use a coding system involving a list of merchant codes that, in the most general terms, defines the purchase being made. For example, if you paid for a meal in a restaurant, it would fall under the “dining” code.
When there was nothing on the books officially allowing for online betting anywhere in the US, transactions were categorized under one main code, 7995.
The New Jersey, Nevada, And Delaware Effect
In 2013, when online gambling was officially legalized in the states of New Jersey, Nevada, and Delaware, players and operators still faced the challenged of the dreaded 7995. Even though the transactions should have been approved, financial institutions retained the blanket decline without any further investigation.
As you can imagine, that did not sit well with the casinos or the customers so, in 2015, new codes were added by Visa, Mastercard, Discover, and American Express to define further the transaction that was initiated.
The three new codes categorized the following:
- Government-run online lotteries
- Regulated online casinos
- Regulated events for online horse and dog racing
Mastercard also has a newer code that is used for cash advances for legal gambling.
This doesn’t open up approvals across the board but does allow for easier use within the state lines of Nevada, Delaware, and New Jersey.
Non-Direct Use Of Credit Cards
Even if you aren’t able to use your credit card for a straight deposit into a betting account, there are still some ways you can use it, and you may even save yourself some money by taking a different route.
These days, gambling sites have expanded their menus, adding to the traditional credit card and wire transfer methods to include e-wallets like Skrill or PayPal as well as Bitcoin. Bitcoin has become one of the more favored ways to conduct financial transactions as there isn’t an overseeing authority designating how you can and can’t use your money.
e-Wallets Betting Sites
Can be funded with a credit card by using an exchange company like Coinbase. You set up your credit card and transfer in from your local currency, and it can then be exchanged to Bitcoin and put into your wallet for a direct transfer to any sportsbook or casino that takes this cryptocurrency.
In some cases, depending on your “between” method used, you could save yourself some fees that the sportsbook may apply to credit card transactions.
Bitcoin Betting Sites Evolving into Credit Card Sites
In 2014, Bitstarz became the first Bitcoin-only casino to start taking credit cards. It may seem like an odd thing to do because Bitcoin allows for such easy deposits and withdrawals, but if you think about it, it makes sense.
Credit cards have a higher acceptance rate for deposits than payouts and players don’t want to wait weeks to receive a check in the mail or be made to set up a bank transfer.
Accepting credit cards for deposits and then converting to Bitcoin for withdrawals allows for nearly instant transactions in both directions for the customer, as well as a way to put some Bitcoin away for investment purposes. If cash in hand is needed quickly, though, an exchange service can also transfer that Bitcoin to your designated traditional currency and put it in your bank account or credit your card.
Debit, Prepaid, And Gift Alternatives
We’re talking specifically about credit cards here, but there are plenty of similar card alternatives that may offer easier acceptance and lower fees.
Debit cards have been used as long as credit cards in the world of online betting and usually go hand in hand with the credit card structure. So, instead of saying credit cards and debit cards are allowed, the site may just put all Visa designated cards, Mastercard and Maestro into one category. The fee structure is typically the same, and the acceptance is still in the hands of the bank or card provider.
Gift and prepaid cards that have the Visa designation or are provided by another primary card company will usually come with the same charges attached, if any, but may allow for easier approval.
These types of non-credit based cards act as cash transactions as the prepaid cards are loaded with a designated amount of money and your debit card is pulling directly from your checking account based on your available balance.
Do Casinos Have Credit Cards
The Benefits to Credit Card Gambling
- Speedy deposits so you have your money available for betting in an instant
- Allows for currency exchange
- Many players have at least one credit card
- Depending on available card credit, you can keep overspending at bay
- Outside of the US, most credit card transactions into a casino, sportsbook, or poker room are free
- Can use credit cards to fund alternative methods like e-wallets or Bitcoin
The Downside to Credit Cards
Do Casinos Take Credit Cards Rewards
- Not always offered as payout alternatives
- The approval is up to the card issuer and not always tied to your available balance
- US players have a much smaller chance of being approved
- Banks can consider your transaction to be a cash advance and charge you a higher percentage rate
- Casinos, sportsbooks, and poker rooms may charge fees for credit card use and a higher rate for international transactions
- You can bet above your means and you’re using money you have to pay back